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Court debt recovery and enforcement of receivables for businesses

I handle court debt recovery from the payment demand to bailiff enforcement for companies with recurring receivables, lenders and financial institutions, debt funds and servicers, and property managers with rent arrears. I do not represent consumers and do not take on one-off small receivables. I combine proceedings with the firm's own LegalTech tools.

Process

How court debt recovery works

Scope and order depend on the claim, the documents and the debtor's situation.

Case preparation

I analyse documents and data, then prepare the payment demand, which often leads to payment or a settlement without a court.

Electronic Writ-of-Payment Proceedings (EPU)

EPU, the e-court procedure, suits documented claims unlikely to be disputed, especially at volume. If the debtor objects, the matter moves to the ordinary procedure, and I assess whether to continue.

Civil court proceedings

Disputed matters go to the ordinary civil court. I prepare the claim, represent you at hearings and keep track of deadlines.

Enforceability clause

A title to be enforced needs an enforceability clause. I handle this stage so enforcement can start without delay.

Bailiff enforcement and settlements

Enforcement of receivables begins with a motion to a bailiff. I monitor it, handle returns and discontinuances, and account for recoveries as agreed.

Status reporting

I report statuses in a format that suits your systems.

According to the law firm's internal statistics for 2025, in the consumer loan segment, payment orders were issued in more than 95% of matters filed in Electronic Writ-of-Payment Proceedings. The data concerns that specific segment and period; it is not a forecast of outcomes in other matters.

Who this is for

Who I handle debt recovery for

The firm is based in Warsaw, but I serve clients across Poland.

Companies with recurring receivables

Arrears appear regularly and need a steady process.

Lenders and financial institutions

Uniform templates, deadline control, predictable flow.

Debt funds and servicers

Owners and managers of NPL portfolios.

Property managers

Rent and service charge arrears.

I run an attorney's law firm. I represent you before the courts and bailiffs as your counsel, I am personally responsible for the matter, and information about it is covered by attorney-client privilege. I do not represent consumers and do not take on one-off small receivables.

Fees

Fee models

01.

Monthly retainer

For entities with predictable, recurring matter flow.

02.

Stage-based fee

Fees linked to procedural stages: EPU, court, enforceability clause and enforcement.

03.

Hybrid / individual model

For large portfolios, restructuring projects and organizations with their own operational KPIs.

LegalTech

Technology in case handling

I use in-house tools for data import, document generation, EPU handling and reporting. Legal decisions remain with me.

See LegalTech
FAQ

Frequently asked questions

Amicable recovery relies on demands and settlements, without a court. Court debt recovery follows when they fail and covers obtaining an enforcement title and enforcement.
Discuss receivables handling

I also support large portfolios: NPL debt portfolios.